Investments
The first question we would ask you is "what are you trying to achieve?". Do you require investment advice for Growth or Income or maybe a combination of both.
If you are investing for:
- simply a better return
- greater income in retirement
- child savings
- Tax efficiency
Whatever your requirements we are able to offer the right help on various types of investments.
As an Adviser our job is to help you achieve your ambitions. Your attitude to risk is important, as is your need for income or capital growth. The value of your investment can go down as well as up and you may not get back the full amount you invested.
Pensions
You may be:
- Employed or Self-Employed
- In need of advice on what options you have on your Pension Plans
- Looking to consolidate your pension arrangements
The fact is that most people retire on less income than they would like. It is vitally important to obtain the right retirement financial planning advice as early as possible. If you are approaching retirement, you may be considering your retirement options and how to invest for your retirement.
Some of the key factors to consider when saving for retirement are:
- How much income do you require.
- What effect will inflation have.
- What age do you wish to retire.
- What do the new Flexible Pension rules mean for you
- What income options should I choose.
- Can my existing pensions be reviewed.
Irrespective of your career stage, or existing arrangements, we can provide comprehensive pensions advice. A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The value of your investments (and any income from them) can go down as well as up, which would have an impact on the level of pension benefits available.